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Financial Aid Overview

The financial-aid program at MCC was established to ensure that qualified students have the opportunity to continue their education. Financial aid is awarded largely on the basis of need, which is the difference between a student's annual cost of education and the amount the student (and his or her family) can reasonably contribute toward his or her education. Need is determined by a formula established by the United States Congress.

To talk to someone about financial aid at MCC, call the MCC Financial Aid Office at 252-789-0245 / 252-789-0204. The MCC Contact page has additional contact options.

A portion of CARES Act funds have been set aside for students who have expenses related to the disruption of campus operations due to COVID-19. See the full CARES Act info sheet for more information.

Applying for Financial Aid

To apply for financial aid, you must do so each year by completing a Free Application for Federal Student Aid (FAFSA). Complete the application as soon as possible; you should submit an application by May 1, to be eligible for the following academic year.

Approximately six to eight weeks after submitting the FAFSA, you will receive a document called a Student Aid Report (SAR). This document should be checked for accuracy, and any necessary changes should be corrected immediately. The MCC Financial Aid Office can make these changes electronically if MCC's school code is listed on the application. Other documentation may be required and will be requested from you, as necessary. After all documentation has been submitted, the MCC Financial Aid Office will process your financial-aid application, verify your academic eligibility, and send you an award letter indicating the financial aid awarded for the current academic year.

Work-Study Program

The Federal Work-Study program provides part-time jobs for students with financial need. It allows students to earn money to help pay their educational expenses while enhancing their work experiences. Students who are accepted in this program work approximately 10 to 12 hours per week, earn minimum wage, and are paid on a monthly basis.

Short-Term Loans

Under MCC's loan program, students may borrow money to pay tuition or book expenses. Monies have been made available from the following sources for short-term loans for students: Martin County Chamber of Commerce, Clarence E. Biggs (Emergency Loan Fund), Trustees/Friends, and the North Carolina Community College Loan Program.